Community One Financial is a full service, FNMA, HUD and VA approved mortgage company. Our loan originators have access to a comprehensive loan portfolio that spans the full credit curve, including access to flexible loan products that can meet your specific financial needs and goals. Our products and services include:
- Government Loans - FHA & VA
- USDA Rural Housing
- Conventional Loans
- Jumbo Loans
- 203(k) Rehab Loans
- Expanded High-Balance Programs
- Washington State Housing Finance Commission
- Fixed & Adjustable Rate Terms
- Custom Construction Financing
- First Time Home Buyer Programs
- Extended Lock Options
- Purchase & Refinance
- Primary Residence & Second Home
- Investment Property & Rehab Programs
- Down Payment Assistance
- Fast & Reliable Approvals
Our rates are competitive and we encourage you to contact us today for current pricing.
*Some loans are insured by the government
VA Loans: The VA guaranty helps to protect the lender (not the borrower) against loss if the borrower fails to repay the VA loan. Borrowers pay an up front funding fee towards the VA guaranty. This guaranty enables a lender to provide loan options and benefits to military veterans and other qualified participants that may otherwise be unavailable through conventional financing.
FHA loans: FHA mortgage insurance protects the lender if a borrower defaults on the FHA loan. Each FHA borrower pays a mortgage insurance premium. The premiums are collected and used by the FHA to reimburse the lender (not the borrower) should the borrower default and the lender must foreclose upon the loan/sustain a loss. This insurance enables a lender to provide loan options and benefits often not available through conventional financing.
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First Continental Mortgage, Ltd. d.b.a. Community One Financial. 11011 Richmond Avenue, Suite 131, Houston, TX 77042.
First Continental Mortgage, Ltd. d.b.a First Continental Mortgage, Limited Partnership
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